Co-founder and Chairman,
Malik is a Digital banking veteran, FinTech mentor, Futurist, acclaimed author and Faculty. He has been listed among the ‘Top Fintech champions- Singapore 2018’ and ’20 Fintech experts to watch out for, Dubai, 2019’. In his 20 year career, he has managed global roles in Multinational banks, run billion dollar businesses in various markets, driven key innovations, and been a serial entrepreneur. He is currently the Co-founder and Chairman of Finnovation Labs, an Asia focused Fintech venture growth platform that connects progressive Banks, cutting edge Fintechs and Policy makers to deepen the APAC Fintech ecosystem for social, economic and financial inclusion. Before this, he spent nearly 14 years at Citibank in varied roles in Digital Banking and E-payments, and was last SVP- Global Digital Transformation till 2016, based out of Singapore, where his group helped drive digital engagement for the bank in 42 countries. Prior to that, he headed Citi’s Merchant payments business in the Philippines and India, as also Digital Marketing for Citi’s Global Consumer Bank, India. Malik is a sought after global keynote speaker on Digital Finance, Fintech, Innovation, Blockchain, Digital Financial Inclusion and Industry 4.0. He has chaired and spoken at 120+ marquee events, addressing 50,000+ professionals in 20+ locations across APAC, EU, US and Middle East. These include Money 20/20, Seamless Asia & Dubai, Blockshow US, EU and Asia, Fintech Innovation Forum Singapore & HK, Chain 2020 HK, Asian Banker Future of Finance Summits in Indonesia, Philippines and Vietnam, American Banker’s Digital Banking Summit in Austin, Indonesia Fintech Summit by the Indonesian Regulator, Bangkok Fintech Fair by the Thailand Central Bank, Asian Financial Services Congress, ADB’s Asia Finance Summit etc. Malik is a passionate global Fintech, Digital and Blockchain ecosystem builder. He actively engages with and advises several Governments, policy makers, Multilateral agencies, Banks and Industry associations across the globe in his hat as Co-Founder and Chairman- Global Impact FinTech (GIFT) Forum, the most diverse Fintech impact and inclusion, Forum globally with ecosystem leaders from 35+ countries across all regions. This Forum is dedicated to deeper engagement between industry, thought leaders and progressive governments for driving social & financial inclusion via Disruptive tech. Therefore he is regularly invited by governments and regulators to keynote at their summits and moderate panels. Malik has also been a mentor at leading Fintech and Digital Accelerators in Singapore (the Finlab (UOB and IIPL), Global Xchange by the Singapore government agency) and China (Ping An), and a judge at marquee hackathons and Digital awards, including those of IDC, Asian Development Bank etc. He has mentored 10+ cutting edge Fintechs, and engaged with over 300 start-ups all over the world. He loves helping young companies scale up to successful, sustainable businesses. Malik is an acclaimed author with global readership. His first book- The New Ages- was loved by readers in two dozen countries. He is working on the next 2 books, to be released in 2020 and 2021. He is Adjunct Professor for Fintech at the Asian Institute of Management, and has co-developed the program, for MBA and Executive MBA students. Malik is extremely passionate and committed to making the world a better place, and runs an online community dedicated to personal and collective wellbeing. It has nearly half millions social media followers in 60 countries with a BILLION impressions!